Irving rental hail, freeze and flood plan for landlords

Irving’s weather is Dallas County’s — hail and severe storms in spring, hard freezes in winter, and flooding that depends on the lot’s relation to the Trinity’s tributaries. What is different is the housing: with 61.9% of homes rented and most of those in complexes, a storm in Irving is a multi-unit event, and the plan has to scale. The one mandatory document is the Property Code §92.0135 flood disclosure, signed at or before signing for every unit. No Irving floodplain page was verified for this guide, so the flood section rests on the federal map and the state form.

Flood: one map lookup per building, one disclosure per unit

Answer the two §92.0135 questions from the FEMA Flood Map Service Center lookup and from the building’s records, using the TREC form wording; a complex needs one dated map screenshot per building and a signed disclosure in every lease. Drainage complaints go to the city’s Water Utilities department, which also collects the drainage fee that rose on October 1, 2025.

Hail at scale

A hail storm over a 200-unit complex is a roofing project, a parking-lot of damaged cars that are not the landlord’s problem, and a wave of leak reports that are. Before the season: read the policy for a wind-and-hail deductible stated as a percentage of the insured value, and for loss-of-rents cover across multiple units; photograph every roof each spring; and prepare a one-page notice for tenants explaining how to report a leak. Each written report starts the §92.056 clock for that unit — acknowledge them in writing and log the contractor date. Roof or exterior damage left unrepaired becomes part of the next annual risk-rated inspection (Multifamily living).

Wind and the parking lot

Straight-line wind in a spring storm takes carport roofs, fence panels and tree limbs before it takes shingles, and in a complex those land on tenants’ cars. The landlord’s liability for a fallen limb is a question for the insurer and a lawyer, not for this page; the landlord’s job is prevention and documentation — tree trimming on a schedule, carport inspections each spring, and photographs of the lot the week before storm season. A tenant’s written report of damage to the building starts the §92.056 clock; damage to a car does not, but the report should be kept all the same.

Freeze in a multi-unit building

Exposed risers, attic lines, fire-sprinkler branches and irrigation backflow assemblies are the freeze losses in a complex. Insulate before the first forecast freeze, confirm heating works in every unit, and make sure on-site staff — not only tenants — know where the building shutoffs are. Water from a burst bills to the Irving Water Utilities account named in the lease, and in a master-metered building it flows into the allocation formula for every tenant. During a grid outage the call goes to Oncor, not to the retail providers on 200 different bills.

The sheet in every unit

Oncor outage reporting; Irving Water Utilities; the city’s emergency alert channels.
The on-site emergency number and the repair route named in the lease.
The unit’s shutoff and breaker locations, and the building’s main shutoff for staff.
After an event: dated photographs before repair, each tenant’s written report, the insurer’s claim number; §92.054 on casualty loss for any unit that is unusable; §92.008 on utility interruption respected throughout.

IRVING RISK SOURCES AND WHAT THE LEASE SAYS
Risk	Where to check	What the lease or file contains
100-year floodplain	FEMA map · TREC form	Signed §92.0135 disclosure in every lease; dated map per building
Hail and wind	Insurance policy (licensed agent)	Percentage deductible and loss-of-rents noted; roofs photographed each spring
Power interruption	Oncor	Outage number on the sheet; §92.008 respected
Freeze damage and water allocation	Irving Water Utilities · Water Code §13.5031	Account holder named; allocation method described; shutoffs on the sheet
Post-storm inspection	Multifamily living	Repairs completed before the annual risk-rated inspection

What changes in Irving

A storm is a multi-unit event: one map lookup per building, one disclosure and one sheet per unit.
Hail damage left unrepaired feeds the annual risk rating that sets inspection frequency.
Freeze losses in a complex run through master-metered water allocation.
Outage calls go to Oncor whatever the retail provider on each bill.

Frequently asked questions

Do I need a flood disclosure for every Irving apartment lease?

Yes. Property Code §92.0135 applies to each residential lease of 30 days or more: a signed written notice about 100-year floodplain awareness and flooding in the past five years.

Who does an Irving tenant call in a power outage?

Oncor Electric Delivery, which maintains the lines for every retail provider (Oncor).

What should an Irving apartment owner ask the insurer before hail season?

Whether the policy has a percentage wind-and-hail deductible, and how loss-of-rents cover applies across multiple units. Ask a licensed agent; this page cannot read your policy.

Who handles drainage complaints in Irving?

The city’s Water Utilities department, which also collects the drainage fee (Irving Water Utilities).

Sources

Rules change and the right answer can depend on the home, the city, the lease and the timing. These are the official pages this guide relies on; check them before signing, charging a fee, sending a notice or making a legal decision.

General information for U.S. landlords, with a Texas focus. This guide is not legal, tax or accounting advice. Consult a qualified professional for your situation. Written by the rentalfreelease.com Editorial Team; last reviewed September 19, 2026.